Introduction

From its humble origins, St. John’s Credit Union has established a long-standing tradition of excellence to become one of the leading financial institutions that it is today.   Since 1946, SJCU has served its members by catering to individual needs, giving members opportunities to gain financial security and independence.  Our history demonstrates our progressiveness; ongoing changes reflect our dynamism and the future will continue to be shaped by our innovative strategies.

Formation

Immediately after World War II, economic resources in Belize were very limited. Due to this, Credit Unions were formed out of necessity, so people could help each other in a structured way.  On November 8, 1946, 10 parishioners of the St. John’s Anglican Church met in a St. John’s Primary School classroom on Albert Street and founded what was initially St. John’s Parish Credit Union Ltd.  The first board was formed with the famous Belizean patriot, Edward P. Yorke as President, Miss Enid Mitchell –Treasurer, Mrs. Laura Dunn – Secretary, Mr. Hugh W. Smith and Mr. Harvey Jefferies as Directors. Since then, the Credit Union has maintained its heritage of outstanding leadership. Mr. Leigh Richardson and Mr. Lee Longsworth served as Presidents; in 1953, the Credit Union elected its first female president, Nurse Vivian Seay, MBE.

Progressive Transformation

After its formation, St. John’s Parish Credit Union grew steadily and improving its performance and efficiency, always looking for innovative ways to serve our members.  With this in mind, a building was constructed in October 1957 on the St. John’s school campus, which is now part of Anglican Cathedral College.  This project was initiated by President, Ms. Enid Mitchell.

After twenty successful years of existence, based on requests from the community, the membership agreed to welcome members outside of the parish. On June 17, 1978 the credit union was formally re-registered as St. John’s Credit Union Ltd.

As SJCU continued to grow, then President, Mr. William “Bill” Tillett became cognizant of the fact that more staffing and equipment were needed to cater to the members’ growing needs, and a new building had become necessary.  Land was acquired on Basra Street and a new building was constructed.  SJCU opened the doors of its new and current headquarters location in January of 1984.  Further expansion occurred in 1991 when a second branch was opened in the city of Belmopan. In November 2011, another branch was also opened in Dangriga.

Technological Advancements

Technology is an important component in providing efficient services to our members.  In 1997, under the guidance of then President, Mr. Gilroy Graham, the Credit Union commenced computerization utilizing a software product from a provider in Jamaica.  Commencing in 2003, an improved software product from a Trinidadian company replaced the original system and quickly became SJCU’s operational platform.

Seven years later in 2010, this software was upgraded further to provide support for on-line and ATM activity.  With the concurrence of the external auditors and the Central Bank of Belize, the manual ledger card system was deemed obsolete – all records were fully computerized. In October 2010, SJCU became the first credit union in Belize to offer full online banking services to its members. In February 2012, ATM services were introduced and quickly embraced by the membership; with the NetworkONE system, members can now access ATM’s at various locations across the country. INNOVATING THE WAY FORWARD

Management, staff, directors, officers and members are ever cognizant of the fact that technology and the environment are ever-changing and dynamic.  We are committed to continue improving, providing innovative services to help our members shape their future.  In keeping with this approach, as part of our strategic planning, we have launched a rebranding programme and have modernized our logo and slogan.    SJCU intends to build on our significant advancements and provide even more services to our increasing membership – the modernization of our brand and message reflects this strategy.

 CONTINUED COMMITMENT TO CUSTOMER SERVICE & EXCELLENCE

The backbone of any credit union is, of course, its members.  It is the organization’s mission to be the most effective and efficient Credit Union, utilizing our human resources, assets, and technology to provide the best services and optimum returns to members while improving the socio-economic conditions in  the communities we serve. With a vibrant membership base, SJCU continues to grow.  The members’ individual needs are priority, giving each an equal opportunity to gain financial security and independence.