When you become a member of St John’s Credit Union Ltd, the first Accounts you open are your Mandatory and Ordinary Share Accounts. One of the fundamental blocks of a solid financial foundation is saving. The more you save, the more freedom you have to buy the things you need, as well as the things you want.

Mandatory & Ordinary Share Accounts are part of every member’s ownership in St John’s Credit Union Ltd.  The CU pay dividends on shares.  Dividends are very similar to interest.  Members of the CU receives dividend earnings at the end of each fiscal year.  The more your shares are the more dividend you will be paid.

Shares used as loan collaterals cannot be withdrawn. If requested for withdrawal, approval by the Board of Directors must be obtained.